An Introduction to the Residential Nil Rate Band

An Introduction to the Residential Nil Rate Band By now you have probably heard about the Residential Nil Rate Band (RNRB), which has also been referred to as the Main Residence Nil Rate Band or simply ‘the family home allowance’. This new allowance was announced in...

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Have you got to grips with the Personal Savings allowance?

“Have you got to grips with the Personal Savings allowance?” One of the most significant changes announced in the 2015 Budget, was the introduction of the Personal Savings Allowance (PSA). This came into effect in April 2016 and it is estimated 95% of savers will no...

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DWP changes state pension sharing rules

DWP changes state pension sharing rules Clients who divorce after 6 April will find their state pension will be divvied up under a new regime, the Department for Work & Pensions has warned. The new state pension will be introduced for those reaching state pension...

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Pension changes due again in Budget

Pension changes due again in budget. • Well-off savers warned to top up pensions before Budget • Apply for protection against cut to £1.25m lifetime savings limit • Roll over unused allowances for previous tax years. Millions of savers are about to get walloped by...

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Will you benefit from the flat-rate state pension?

Will you benefit from the flat-rate state pension? It’s not just the rules governing your private pension that are being overhauled — in 12 months’ time, the state scheme will get a facelift, too. In April 2016, a new state pension of £148.40 a week will be...

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Inheritance ISA Editorial August 2015

If you are a widow or widower you need to know about the new 'inheritance Isa' Thousands of widows and widowers could be missing out on a new tax break designed to keep the savings that their spouse built up out of the Revenue’s reach. The Chancellor announced in his...

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The Fitness regime continues..

The Fitness regime continues.. Following on from my new fitness regime in my wisdom I decided that I would like to do something for charity associated with my new found hobby. Low and behold something came up at the Felixstowe Lunches. We had a guest arrive Fiona who...

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The New Year’s resolution – 2 months on…

The New Year’s resolution – 2 months on… My New year’s resolution was not to go on a diet or lose weight but to improve my physic/get more toned, improve my skin and wellbeing. I had decided to do this before Christmas due to having really dry and patchy skin, along...

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